News and Information from Digital Insurance

The labor shortage in warehousing is worse than ever. Healthcare and high wages can attract and retain this workforce.

As homeowners insurance becomes expensive and hard to find, mortgage loan officers should work closely with insurance agents, said Travis Hodges of Viu by Hub.

More policyholders are willing to share personal data if it lowers their insurance rates.

NEXT will use ZestyAI's property and wildfire models in its risk assessment processes.

Microsoft's CEO suggests that artificial intelligence agents could disrupt traditional SaaS models.

The latest Insurance Personal Lines Trends and Perspectives Report from TransUnion.

Though consumers are open to the use of AI in severe weather risk monitoring, trust and transparency is key, according to a 2025 Insurity report.

Artificial intelligence is helping insurers, agencies and more reform their talent recruitment efforts and tap into pools of Gen Z clients.

As talent needs evolve, carriers can upskill current employees and recruit expertise from outside of the industry.

Insurance companies can leverage Gen AI by balancing the business value and the human impact.

State Farm's "emergency" rate increase request was rejected by California's insurance commissioner.

With proposed tariffs on homebuilding materials working looming and a cloudy forecast for mortgage rates, young homebuyers are facing increased volatility.

Employees view paid leave as a core benefit. Here's why it's good for business.

The private mortgage insurers reported just 5% less business versus the third quarter and 33% more new insurance written over the fourth quarter 2023.

Initial property losses from Eaton and Palisades fires estimated between $35 billion and $45 billion.

One of the main factors affecting the casualty market in 2025 will be escalating jury awards in trials.

Coastal habitats, coral reefs and mangrove swamps, can reduce flood losses, according to a new Swiss Re Institute study that includes analysis of flood insurance claims.

Business interruption and climate change are two risks companies are watching in 2025.

The consortium of businesses intends to work with state regulators to protect consumers as interest from secondary market investors also grows.

A proposal to tie cancellation of private mortgage insurance policies to automated valuation models would add unnecessary risk to mortgage portfolios and would result in less, not more, affordable housing.

The Trump administration's nominee to lead the Consumer Financial Protection Bureau, Jonathan McKernan, is seen as an institutionalist with a deep knowledge of policy. But whether he keeps the bureau shuttered or rebuilds it is uncertain.

New versions of AI are improving data management and decision-making processes.

The real challenge isn't in which technologies to adopt, but in identifying how to extract the most value from investments.

The Federal Deposit Insurance Corp. and other independent agencies will likely need to identify positions not explicitly required by law under a new Trump administration executive order aimed at downsizing the federal workforce.

6 insurers made the JUST 100 annual ranking in 2025, with the highest insurance company ranking at 11 out of 100.

MGAs provide coverage for emerging risks and must ensure administration functions keep pace with growth.

Elysian is building technology to serve claims professionals and combat antiquated claims tech systems.

Federal Reserve Chair Jerome Powell said insurance companies and banks are already pulling out of disaster-prone areas, which could pose problems.

The Hartford refreshes its brand and Bosch acquires Roadside Protect, plus more insurtech news.

Nationwide finds that 42% of couples view sharing an insurance policy as a commitment comparable to marriage.

Lawmakers, citing past failures, say FDIC staffing shortages weaken oversight.

A bill would allow homeowners to receive the interest accrued on insurance payments for lost or damaged property, rather than lenders.

Post-inauguration day, employers are still being loud about their support for comprehensive benefits for their workforce.

An HR expert explains how employers can get the most out of digital well-being offerings.

Emerging technologies are expediting aspects of the claims process from the inspection through the payment.

As many as 60% of executives believe security threats pose the greatest geopolitical risk.

Ramp, NerdWallet and Rocket all released commercials at this year's Super Bowl where the Eagles defeated two-time reigning champions the Chiefs.

As a market leader, Rocket Companies rebranding comes in the foreground of several court battles and fluctuating earnings performance.

The main wildfires in California have subsided, but calculating the damages — both financial and emotional — is a challenge for all involved.

There were about 50 funding events in the insurtech sector in January, according to a review by Digital Insurance.

Sara Shipley, INSTANDA chief human resource officer, shares how digital transformation impacts the tech skill barrier.

High-visibility or reflective clothing may be invisible to automated crash prevention systems, according to a study from the Insurance Institute for Highway Safety.

Key topics at the event included the talent gap, rising costs, extreme weather, connecting and caring.

Determining fault in AV incidents requires data reporting from sensor logs, software code and a vehicle's operating parameters.

Travelers' Joan Woodward details a new initiative focused on mental health and wellbeing in the workplace in the latest DigIn podcast.

Distracted driving increased 5% during the 2024 Super Bowl, according to Cambridge Mobile Telematics analysis.

The agentic AI platform addresses annual revenue and cost inefficiencies.

A new study asked insurance providers their thoughts on claims, risk, AI, climate change and more.

Aon, Floodbase and Swiss Re launch parametric hurricane-related storm surge insurance.

Joan Woodward of the Travelers Institute discusses the shifting dynamics of the modern workplace and the importance of focusing on mental well-being.

Before the wildfires, California decided to pass on reinsurance costs to policyholders. After the fires, California is considering catastrophe bonds to help shore up the state's insurer of last resort. A consumer advocate says these measures concentrate too much risk locally and do not improve home insurance availability.

Sure, an embedded software insurtech, started on an airplane.

Regulator says it will rule urgently; Consumer Watchdog says insurer must disclose more information to justify an increase.

Exploration of the root causes of the workforce gap and potential solutions to bridge it.

Terms of home insurance policies and rising construction costs will affect how those who lost their homes in the Los Angeles wildfires can rebuild.

California had the most natural disasters over the 20 year period according to a study from MoneyGeek.

An essential part of brand consistency is ensuring that the TPA's platform aligns visually and stylistically with the client's brand.

Embedded insurance is breaking down barriers to coverage.

Tech companies Wuuii and ZestyAI enhance underwriting with risk evaluation capabilities.

Nationwide announced an agreement to acquire Allstate's employer stop loss segment for $1.25 billion.

The legislation would permit a state government conduit issuer to sell bonds to bolster the last-resort FAIR Plan in the wake of Los Angeles-area wildfires.

Arch appoints EVP, COO and Allianz divisions leadership changes, plus more career moves.

Automation is not a one-size-fits-all solution and can take many different forms.

The recovery of local governments and utilities from hurricanes Helene and Milton continues but the outlook for next season and beyond is troubling.

Nevada is the state with the most car thefts, based on a study from Tires Easy.

Members whose districts include Altadena and Pacific Palisades are behind the measure, which calls for an initial 180-day forbearance period.

The future of insurance AI is open

A round up of announcements and actions by the state's insurance regulator, a consumer advocate and an industry trade association.

The California-based insurtech uses AI-powered models and property-specific data to address all perils, including wildfire, severe convective storms and non-weather water.

After the California wildfires, other state governments are reacting to wildfire mitigation and related insurance coverage issues, proposing bills or announcing plans for action.

The state's insurance crisis, worsened by the L.A. wildfires, has people talking about measures including mitigating risk, price signaling and even moving residents out of risky areas.

The FEMA-operated program has over 4.7 million policies in force, and lawmakers have kept it intact via dozens of short-term extensions since 2017.

Companies like healthcare platform Sesame and others are launching dedicated efforts to provide victims of the California wildfires with vital resources.

Digital Insurance's recent survey found insurance professionals are planning to spend more on tech, like artificial intelligence, but are wary of unseen risks.

The nation's largest homeowners insurance providers imposed rate hikes in double-digit percentages last year, led by Farmers' 53.5% increase in Maryland.

Jodie Wallis, global chief analytics officer at Manulife, which operates as John Hancock in the U.S., spoke with Digital Insurance about how the company is deploying GenAI.

Polly data and Everest Group insights on shifting trends in auto and embedded insurance.

Insights from Clyde & Co, Climate X and Innsure.

The California State Assembly has introduced a bill to issue catastrophe bonds to shore up the state's last-resort property insurance, the FAIR Plan. Bonds would remove the burden of L.A. wildfire fallout from taxpayers, insureds and insurers. But analysts say a nationalized risk pool might be necessary.

This attorney walks LA employers through what they need to get on the road to financial recovery.

As vehicles become more connected, autonomous, shared, and electric, the traditional landscape for auto insurance will undergo transformation.

To keep pace with emerging risks, insurers must carefully identify which technologies can truly mitigate risk and reduce losses.