Allstate has partnered with the National Insurance Crime Bureau to get aerial images and data from the latter's Geospatial Intelligence Center in the wake of catastrophes or when a new policy is sold.
The Geospatial Intelligence Center leverages partnerships with several public and private organizations, including Vexcel Imaging and Esri, to power its services. Several insurance companies are members of the consortium, which flies aircraft over the U.S. at least once a year to get to get up-to-date imagery for various insurance applications.
"This relationship allows us to better serve our customers through innovative tools and technology, along with the wealth of experience and data we already have in-house," said Allstate Chief Data and Analytics Officer Eric Huls. "Ultimately, we'll be able to write a policy for consumers faster, look at initial damage to their homes after a loss quicker and mobilize our catastrophe resources more efficiently with the GIC. This is a game-changer for our customers."
After a catastrophe, GIC aircraft reach affected areas in hours to help assess damage. To enhance emergency operations and fight potentially fraudulent claims, GIC shares the images with local, state, and federal agencies. Insurers can compare before and after images to support claims, while members of the public will have access to the pictures to see the damage for themselves, the company says.