Lemonade Car comes to Texas, New York Life/Human API: Roundup

Lemonade is launching its car insurance product in Texas. It's the fourth state where the product is available. The telematics-based program also includes roadside assistance, crash detection, and environmental discounts for low-mileage driving or hybrid ownership. Lemonade Car is already available in Illinois, Ohio and Tennessee. The company acquired the UBI insurtech Metromile in July this year.

Descartes Underwriting is launching a full-stack insurer, licensed by France. The company will also continue operating as an MGA. It's focused on climate-risk insurance products, including parametric offerings. Its investors include Highland Capital, Eurazeo, Cathay Innovation, Serena VC, Blackfin Capital Partners, Seaya Ventures and Mundi Ventures.

The Hanover has launched the Small Business Digital Exchange Gateway for its agents. The gateway is a collection of insurtech platforms for connected agents to the insurer, including IVANS Distribution Platform, Applied Epic Quotes, Tarmika, Semsee, Vertafore, Insureon and Verisk. Agents looking to place business owner's, workers' compensation and management liability policies in many of the company's commercial lines states will be able to use the gateway, it says. "This new capability complements our existing TAP Sales system, which provides direct access to The Hanover's small commercial, marine, and professional and management liability products. Agents now have a choice to either access The Hanover directly through TAP Sales, or utilize the new Small Business Gateway, offering great flexibility and ease of use," says Richard Lavey, president, Hanover Agency Markets, in a statement.