Homeowners insurance

20 states with the most uninsured homeowners

By Editorial Staff

July 16, 2024 5:30 AM

A pedestrian walks a dog past "For Sale" signs outside a house in Hercules, California, US, on Tuesday, May 31, 2022. Homebuyers are facing a worsening affordability situation with mortgage rates hovering around the highest levels in more than a decade. Photographer: David Paul Morris/Bloomberg

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Recent spikes in homeowner insurance premiums have led some homeowners to decide to drop their insurance. The top five states with the largest percentage of uninsured homeowners have an average of 12.22% of uninsured homeowners.

Read more about the 20 states with the largest percentage of uninsured homeowners.

Source: ClaimGuide.org

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In Iowa, 8% of homeowners are uninsured.

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In Indiana, 8.4% of homeowners are uninsured.

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In Michigan, 8.8% of homeowners are uninsured.

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In Montana, 9% of homeowners are uninsured.

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In Kansas, 9.2% of homeowners are uninsured.

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In Arkansas, 9.4% of homeowners are uninsured.

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In Texas, 9.5% of homeowners are uninsured.

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In South Dakota, 9.6% of homeowners are uninsured.

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In North Dakota, 9.7% of homeowners are uninsured.

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In South Carolina, 9.8% of homeowners are uninsured.

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In Florida, 9.9% of homeowners are uninsured.

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In Wyoming, 10% of homeowners are uninsured.

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In Oklahoma, 10% of homeowners are uninsured.

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In Kentucky, 10% of homeowners are uninsured.

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In Alaska, 10.2% of homeowners are uninsured.

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In Alabama, 10.6% of homeowners are uninsured.

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In Louisiana, 12% of homeowners are uninsured.

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In West Virginia, 12.3% of homeowners are uninsured.

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In New Mexico, 12.9% of homeowners are uninsured.

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In Mississippi, 13.3% of homeowners are uninsured.

Editorial Staff

Homeowners insurance