Strategy News from Digital Insurance

The labor shortage in warehousing is worse than ever. Healthcare and high wages can attract and retain this workforce.

The latest Insurance Personal Lines Trends and Perspectives Report from TransUnion.

Coastal habitats, coral reefs and mangrove swamps, can reduce flood losses, according to a new Swiss Re Institute study that includes analysis of flood insurance claims.

A new study asked insurance providers their thoughts on claims, risk, AI, climate change and more.

Aon, Floodbase and Swiss Re launch parametric hurricane-related storm surge insurance.

Before the wildfires, California decided to pass on reinsurance costs to policyholders. After the fires, California is considering catastrophe bonds to help shore up the state's insurer of last resort. A consumer advocate says these measures concentrate too much risk locally and do not improve home insurance availability.

Sure, an embedded software insurtech, started on an airplane.

Regulator says it will rule urgently; Consumer Watchdog says insurer must disclose more information to justify an increase.

Terms of home insurance policies and rising construction costs will affect how those who lost their homes in the Los Angeles wildfires can rebuild.

California had the most natural disasters over the 20 year period according to a study from MoneyGeek.

Embedded insurance is breaking down barriers to coverage.

Tech companies Wuuii and ZestyAI enhance underwriting with risk evaluation capabilities.

Automation is not a one-size-fits-all solution and can take many different forms.

The recovery of local governments and utilities from hurricanes Helene and Milton continues but the outlook for next season and beyond is troubling.

A round up of announcements and actions by the state's insurance regulator, a consumer advocate and an industry trade association.

The California-based insurtech uses AI-powered models and property-specific data to address all perils, including wildfire, severe convective storms and non-weather water.

After the California wildfires, other state governments are reacting to wildfire mitigation and related insurance coverage issues, proposing bills or announcing plans for action.

The state's insurance crisis, worsened by the L.A. wildfires, has people talking about measures including mitigating risk, price signaling and even moving residents out of risky areas.

The California State Assembly has introduced a bill to issue catastrophe bonds to shore up the state's last-resort property insurance, the FAIR Plan. Bonds would remove the burden of L.A. wildfire fallout from taxpayers, insureds and insurers. But analysts say a nationalized risk pool might be necessary.

To keep pace with emerging risks, insurers must carefully identify which technologies can truly mitigate risk and reduce losses.